Cortney is an independent financial advisor and licensed fiduciary as well as a Chartered Special Needs Consultant. Our Financial Planning process utilizes a holistic approach to individual and family wealth planning including investing, insurance, lending, budgeting, and more. Clover Leaf Wealth Strategies has a particular focus on the unique needs of special needs families. We help you navigate the complexities of resources and programs so you can focus on taking care of your loved ones. Our financial services are available to clients nationwide. **Securities and investment advisory services offered through OSAIC WEALTH, Inc. member FINRA/SIPC. OSAIC WEALTH is separately owned and other entities and/or marketing names, products or services referenced here are independent of OSAIC WEALTH.